How to Use Nano Banana 2.1: Free and Paid Ways to Try It

XMK TeamOctober 16, 202610 min

To use Nano Banana 2.1, open a supported tool, choose text-to-image or image editing, enter your prompt, review the settings and cost, and generate. What changes from place to place is the interface, the price, and whether any of it is free.

Google released the model on October 6, 2026. Below, we walk through every step on XMK, where we made one image from a text prompt and then edited it with that image as a reference. After that, we cover the Google options: the Gemini app, Google AI Studio, the Gemini API, and Google Flow.

A quick note on how we tested: we ran XMK directly on October 16, 2026. For the Google options, we checked the linked documentation that day but did not run generations.

Where to Use Nano Banana 2.1 and What It Costs

Google’s model card lists the Gemini app, Google AI Studio and the Gemini API, Search AI Mode, Flow, Google Ads, and Google Stitch as channels. Third-party sites like XMK run the model in their own interface. Here are the four you’re most likely to use:

Option

Cost

Free option?

Good fit if

What you need

XMK

10 credits per 1K image (displayed)

One free 1K voucher for eligible accounts, per the site

You want a browser tool without API setup

An XMK account

Gemini app

Not confirmed for 2.1

Not confirmed for 2.1

You already chat with Gemini

A Google account

Google Flow

Credits; 2.1 cost not listed

Free model is Nano Banana 2 Lite, not 2.1

You already use Flow

A Google account

Google AI Studio / Gemini API

Image output from $0.0336 per 1K image

Free tier listed as “Not available”

You write code or run batches

A billing-enabled Google project

A few details behind that table:

  • API pricing: The Gemini API pricing page lists image output at $0.0336 for 1K, $0.0504 for 2K, and $0.113 for 4K. Input, text/thinking output, and optional search charges may add to the total. Batch image output is half price.

  • Gemini app: Google’s Gemini Apps limits page still lists Nano Banana 2 as the image model on all plans. We could not confirm plan-specific Nano Banana 2.1 access from the help pages we checked.

  • Google Flow: Flow’s model help page calls Nano Banana 2.1 “the standard model” and lists Nano Banana 2 Lite as the no-charge option.

  • XMK: The model page says an eligible free account with remaining vouchers can use one on a 1K Text to Image run, with search and references off. We didn’t redeem one; both of our runs used paid credits.

Which Option Should You Choose?

If you want to see what the model does with your kind of prompt, start in a browser with one 1K image. If you’re building an app or processing images in bulk, go to the API, where batch jobs cut the image output price in half. If you already use Gemini or Flow every day, try it there too, keeping the notes above in mind.

Try Nano Banana 2.1

How to Use Nano Banana 2.1 on XMK, Step by Step

No API key, no code, nothing to install; you just need to sign in. Here’s exactly what we did.

Step 1: Open the Nano Banana 2.1 Workspace

Go to the Nano Banana 2.1 page on XMK and sign in. You’ll see two tabs: Text to Image for new pictures and Image to Image for edits based on a photo you upload.

nano-banana-2-1-how-to-use-step-1-open-workspace.webp

Step 2: Write a Prompt and Choose an Aspect Ratio

Describe what you want, then pick a ratio from the dropdown. XMK lists Auto plus 14 ratios, from 1:1 and 4:5 all the way to ultra-wide 8:1 and tall 1:8.

We wanted something with a few easy-to-check details, including a short word on an object. This is the prompt we used, at 4:5:

A cozy reading nook by a rainy window at dusk. A gray cat sleeps on a knitted blanket in an armchair, and a ceramic mug on the side table reads “READ” in simple black letters. Warm lamp light, soft shadows, photorealistic, no other text.

nano-banana-2-1-how-to-use-step-2-prompt-ratio.webp

Step 3: Set the Format, Resolution, and Search Options

Pick PNG or JPG, then 1K, 2K, or 4K. XMK showed 10, 20, and 40 credits for those three. Web Search and Image Search each add 10 more, and the line above the button shows the total before you click anything.

For a first try, 1K with both searches off is plenty.

nano-banana-2-1-how-to-use-step-3-settings.webp

Step 4: Generate and Download

Click Generate. Ours came back in 18.3 seconds. The mug said “READ,” spelled right, and the rain, the sleeping cat, and the lamp light were all there. To keep it, use the Download button under the result (more on why below).

nano-banana-2-1-how-to-use-step-4-download.webp

Step 5: Edit an Image With a Reference

Want to change one thing without starting over? Switch to Image to Image and upload your picture. XMK takes JPEG, PNG, and WEBP files up to 10MB, and up to 14 images. The first one is included in the base price; each extra image adds 10 credits.

nano-banana-2-1-how-to-use-step-5-upload-reference.webp

We uploaded our first result and asked for a single change:

Change only the weather outside the window from rain to gently falling snow. Keep the room, armchair, cat, mug, lamp, books, and warm lighting exactly the same.

That edit took 26.1 seconds and showed 10 credits. Snow replaced the rain outside. In this edit, the cat, the “READ” mug, the lamp, the glasses, and the books appeared to remain in place. We did not test whether listing them in the prompt was necessary.

nano-banana-2-1-how-to-use-edit-result.webp

Which picture you upload matters. We used our first result because we liked the room and only wanted different weather. If the scene works and one detail is off, uploading the latest version makes sense. But if an earlier edit already changed something you care about, like the shape of a product, go back to your original photo. Otherwise the next round starts from the changed version. That’s our working rule, not something two runs can prove.

The credit numbers here are the totals XMK displayed before each run. On XMK’s pricing page, the smallest one-time pack is 990 credits for $9.90, and the page says purchased credits never expire.

Before You Save: Check the Real File

This one surprised us. For our edited image, we compared the copy shown on the page with the file the Download button saved:

Size

File size

Preview on the page

804 × 998

about 424 KB

File from Download

928 × 1152

about 2.2 MB

In our browser window, the preview was a smaller, compressed copy, and the button saved the original PNG. The preview size may change with your window, but the safe habit is the same: save with the button, not by right-clicking the preview.

Check the dimensions too. Both of our 4:5 images came out at 928 × 1152 pixels. That’s close to 4:5 but not exact (a true 4:5 at that height would be about 922 pixels wide). If your layout needs an exact size, crop it yourself.

Try Nano Banana 2.1 on XMK

Other Ways to Use Nano Banana 2.1

Google AI Studio and the Gemini API

This route is for developers who want the model inside an app or need to run images in bulk. Based on Google’s documentation:

  1. Open Google AI Studio. The Nano Banana 2.1 model page links straight to it.

  2. Use a project with billing turned on, since there’s no free tier for this model.

  3. Select the model ID gemini-nano-banana-2.1.

  4. Send your prompt, with reference images if you have them.

The model accepts text, image, video, and PDF input, outputs 1K, 2K, or 4K images (1K is the default), and takes up to 14 reference images. It also supports grounding with Google Web Search and Image Search. Paid grounding includes 5,000 free search requests per month, shared across Gemini 3 and newer models, then costs $14 per 1,000 requests. For big jobs, batch image output is $0.0168 per 1K image.

The Gemini API changelog lists gemini-nano-banana-2.1 as generally available from October 6, 2026, and marks the older Nano Banana 2 model (gemini-3.1-flash-image) as deprecated.

Gemini App and Google Flow

  • Gemini app: Ask Gemini to create or edit an image. Since we couldn’t confirm which plans include 2.1, check your plan details in the app before you count on it.

  • Google Flow: Flow has several image models. Pick Nano Banana 2.1 rather than the free Nano Banana 2 Lite, and check the credit cost in the prompt box before you generate, since the help page didn’t list it.

Tips for Your First Prompts

  • Put exact text in quotes. Our “READ” mug came out spelled right. Still, check every word and number in your own results.

  • Say where things go. We gave the cat an armchair and the mug a side table, and both showed up in those spots.

  • When editing, name what should stay. It also gives you a checklist for comparing the before and after.

  • Start at 1K. Draft at the lowest resolution, then move to 2K or 4K for the one you keep.

For eight tested templates, from thumbnails to packaging labels, see our Nano Banana 2.1 prompts guide.

Common Problems

Problem

What to try

You can’t find 2.1 in the Gemini app

Try XMK, Flow, or AI Studio instead

The API returns a free-tier or billing error

Turn on billing for your project; this model has no free API tier

Your saved image looks smaller than expected

You may have saved the page preview; use the Download button

Text in the image is wrong

Put the exact wording in quotes, then fix one detail with an Image to Image edit

An edit changes more than you asked

List what should stay the same, and compare the result against your original

Nano Banana 2.1 FAQ

Can I try Nano Banana 2.1 for free?

Possibly, with limits. XMK lists one free 1K Text to Image voucher for eligible accounts. Flow’s free model is Nano Banana 2 Lite, not 2.1, and the API has no free tier. See the table at the top for each option.

When was Nano Banana 2.1 released?

Google published the model card on October 6, 2026, and the Gemini API changelog lists the model as generally available from the same day.

How much does Nano Banana 2.1 cost?

On XMK, the displayed cost was 10, 20, and 40 credits for 1K, 2K, and 4K. On the Gemini API, image output starts at $0.0336 for a 1K image, and input, text/thinking output, and search are billed on top.

How long does Nano Banana 2.1 take to make an image?

In our two runs on XMK, a 1K text-to-image generation took 18.3 seconds and a 1K edit took 26.1 seconds. That’s two data points, not a speed benchmark, so your times may differ.

Can I use Nano Banana 2.1 without coding?

Yes. The Gemini app, Google Flow, and web tools like XMK all work without code. Only the Gemini API route needs it.

How many reference images does Nano Banana 2.1 support?

Up to 14. Google’s model page says that covers character consistency for up to four characters and object fidelity for up to 10 objects.

Start With One Image

The fastest way to learn Nano Banana 2.1 is to make one 1K draft and look at it closely: the text, the small objects, the spots you asked for. If the image is close, try a focused reference edit. If an important detail has already drifted, return to the original reference. Either way, save the real file with the Download button, not the preview.

Start creating with Nano Banana 2.1